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Get Prequalified

Getting pre-qualified if the FIRST step in purchasing a home or investment property. A pre-qualification can provide information on:

  • Potential financing difficulties that should be addressed right away
  • Your financial strong points that can be highlighted in future offers
  • Your approximate potential house payment
  • The price range of home to target
  • The amount of down payment you will need or want, to put down
  • Your approximate closing costs
  • The loan programs that best fit your needs and goals
  • What the loan process entails once you have a home under contract

In addition to this, a pre-qualification or pre-approval is required by most sellers and is a key component of negotiations.

Please note, a pre-approval is a more involved process that requires a review of your financial documentation. Completing a pre-approval is strongly recommended to ensure your documentation presents the way you expect.

Please complete the following form to get a free, no obligation pre-qualification or pre-approval started with our sister company, Empire Capital, Inc:

If you prefer, you can contact Empire Capital directly:

Empire Capital Inc.
Phone: 877.358.0699
Email: team@empirecapitalcorp.com
Web: http://empirecapitalcorp.com/

Getting a loan completed can be one of the most stressful and difficult parts of a home purchase. The founders of Capstone, Adam and Emily Manville, have extensive backgrounds in lending. Whether you go through our sister company, Empire Capital, or another lender, we are happy to review your documents and assist you throughout the transaction to ensure that your loan is being handled correctly. We are on your team!

  • Capstone Realty was referred to us by an acquaintance. We were short selling our property and looking for a Realtor that had the experience to handle our transaction. Capstone was the perfect choice. They were professional, detailed and responsive. The selling process was smooth and went very quickly for us, this was due to the efforts of Adam and Emily and the staff at Capstone.

    The whole experience was Capstone was tremendous and we would highly recommend them to anyone.

    M. Thompson - 10/11/2011

  • I can’t say enough good things about Capstone Realty.  We went with Capstone to buy our house and they exceeded our expectations on every aspect.  They found us exactly the house we wanted, did an exceptional job of negotiating with the seller, and got us the absolute lowest rate on our mortgage.  We were so glad Capstone was there to help us.

    B. Barker - 12/17/2011

  • To the Capstone Realty & Financial team:  Thank you for consistently handling my transactions with efficiency, professionalism and an eye for detail.  It’s a comfort to have a team that I can trust–a team that always has my best interests in mind.  Your knowledge and understanding, coupled with your desire to make your clients happy, will surely keep Capstone successful!

    K. Schwarz

  • 5 star experience all the way with Captstone.  Super responsive to all of our questions and even though our loan was very complicated, they were optimistic and constructive and got it done when other big banks gave up.  Proactive, attentive and easy to work with. Love our new home and very satisfied with their superior service….. highly recommend!

    D. Moffat - 12/23/2011

  • Capstone is great. We switched from another realtor who was more interested in closing any sale rather than taking time to find the best property/deal for us. Emily worked with us for a long time and was very patient. I also refinanced my mortgage with Capstone about a year ago and that went as smooth as silk. Thanks!

    S. Bearden - 12/2/2011

  • Emily at Capstone Realty has been an incredible agent for my husband and me.  We moved to Carlsbad from Woodstock, Il. four years ago and obviously the prices of homes here can be somewhat of a culture shock.  She was incredibly patient and determined to find us the home of our dreams getting the best deal possible.  I would use her and her team again for any future home purchases.  Her advice is valuable.

    K. Kline

  • Capstone realty found us an investment property that we love!  We truly feel that they went out of their way to meet our exact needs.  We were continually impressed with the presentation and breakdown of the associated costs, potential income, and expected future costs down the road to fully prepare us for our investment. Thanks again Capstone Realty, we can’t wait to work with you again!

    M. and T. Mathis

  • The people at Capstone are thorough and very responsive. They always have their clients needs in mind. If you go with Capstone you will be happy.

    T. Balliet - 12/15/2011

  • We cannot be happier with Capstone Realty! They were so helpful. They helped us to find the perfect house and within our budget.  They went way beyond their duties to help us out with our loan.  They kept us informed at all times.  They were so diligent, knowledgeable and worked so hard  to get us our home. They are honest people and dedicated professionals.  They are just AWESOME!  THANK YOU CAPSTONE REALTY!

    Gabi L. - 1/27/2012

  • We really appreciate all the Capstone team did throughout the process. We know they spent many hours on our behalf and are so grateful for their patience.  Their team was so responsive, knowledgeable, patient, savvy, and supportive through the whole thing and we were so happy with our experience. Everything went so smoothly and we felt very well taken care of. We truly appreciate it and will definitely be singing their praises to anyone we know in the market for a home and/or a loan.

    D. and A. Henry